Credit Repair Solutions

Since almost every consumer have different circumstances and issues, most of these issues appear in the credit reports and effect the credit score, our Credit Repair Solutions can be personal approach, customized for each individual.

Credit Repair Solutions

Credit Report
A credit report is a detailed report of your credit
history and is kept by at least one of Canada’s
credit-reporting agencies.

Credit Score
Your credit score is an up-to-date rating of your
financial health. It shows lenders the level of
risk if they lend you money.

Credit Rating

A credit rating is a rating of each
of your credit history items on a scale of 1 to 9.
These ratings are made by credit-reporting agencies.

Request your credit report

You can get your credit report for free.
This allows you to see your credit rating and gives
you a chance to correct any mistakes on the report.
Correct a mistake on a credit report
Your credit information can be kept by more than
one credit reporting agency. Since these agencies
do not always share information, it’s important
for you to check all of your credit reports carefully.
If you find an error in your credit report, you can
take steps to have the error corrected.

Improve your credit score

If your credit score is not as high as you think it
should be, check the information in your credit report.
If the report is correct, read it carefully to find
out what might be bringing down your score.
You can then work to improve your credit score.

Get Free Credit Repair Advice from Your Bank or Mortgage Broker

The lender at your bank is a good person to ask about
your credit rating. You might have applied for a loan
and been turned down. Don’t be embarrassed, but use
it as an opportunity to learn what you can do to get
your finances back on track. When a lender declines
you for a loan, line of credit, overdraft, or something
else you applied for, they can tell you why. Ask them to
explain anything you don’t understand. Then ask them what
you can do, very specifically, to improve your credit
score and credit rating. If you’ve applied for a mortgage,
ask your mortgage broker these same questions.